Legacy Planning
Legacy planning in St. Louis.
A structured transfer of what you have built, on the terms you intend to set. Legacy planning is where decades of disciplined saving become a deliberate handoff to the people and causes you choose.
A deliberate handoff, not a default.
Legacy planning at Detalus makes sure the estate you have built transfers the way you intend. We coordinate beneficiaries, account titling, and transfer strategy so your wishes are reflected in the documents, not left to chance.
We work alongside your attorney and tax advisor, aligning the investment and account structure with the legal instruments, so the plan holds together when it matters.
What is included
- Beneficiary review across all of your accounts
- Account titling and transfer coordination
- Strategy aligned with your estate attorney and tax advisor
- Charitable and gifting strategy where it fits your goals
- Reviews that keep the plan current as your wishes change
How we approach legacy planning
We document your intentions, your accounts, and the people and causes you want to provide for, then coordinate the transfer strategy with your other advisors, with scope and fees in writing. Reviews keep beneficiaries and titling current over time.
Legacy Planning
Common questions.
Does Detalus write wills or trusts?
No. Legal documents are drafted by your estate attorney. Detalus coordinates the financial side, beneficiaries, titling, and transfer strategy, and works alongside your attorney so the two stay aligned.
When should legacy planning start?
Once you have assets and people you want to provide for, beneficiary and titling decisions already matter. Legacy planning is less about age than about making sure your current accounts reflect your current wishes.
Are you a fiduciary?
Yes. Detalus is an SEC Registered Investment Advisor, held to a fiduciary standard and obligated to act in your best interest.
Related services
Part of one coordinated plan.
Transfer what you have built, on your terms.
A consultation is a documented review of where you are and what it will take to reach what you have named. No obligation.
SEC Registered Investment Advisor · Fiduciary · Serving St. Louis since 1999