Terms of Service

Last updated: July 23, 2026

Use of the Site

You may use the Site for lawful purposes only. You agree not to use the Site to violate any law, infringe anyone’s rights, transmit spam or malicious code, attempt to gain unauthorized access to the Site or its systems, or interfere with its normal operation.

Nature of the information on this Site

The content on this Site is provided for general informational purposes and does not constitute investment, tax, or legal advice, an offer or solicitation to buy or sell any security, or a recommendation for any particular course of action. Advisory services are provided only under a written agreement with Detalus Advisors, LLC, an SEC Registered Investment Advisor. Investing involves risk, including the possible loss of principal, and past performance does not guarantee future results.

Inquiries and requests

Forms on the Site let you contact us and request information or a consultation. Submitting a form does not create an advisory relationship or a binding appointment, and any information or estimate shown or discussed is not final until we confirm it with you directly in writing. We may decline or cancel a request at our discretion.

Intellectual property

The Site and its content, including text, graphics, logos, images, and layout, are owned by Detalus Advisors, LLC or its licensors and are protected by intellectual-property laws. You may view and print pages for your own personal, non-commercial use. You may not copy, reproduce, republish, or redistribute the Site’s content without our permission.

Accuracy of information

We work to keep the Site accurate and current, but we do not warrant that all content is complete, correct, or up to date. Content is provided for general information and may change without notice.

Third-party links and services

The Site may link to or reference third-party websites or services we do not control, such as FINRA BrokerCheck and the SEC’s public disclosure resources. We are not responsible for their content, products, or practices, and linking does not imply endorsement. Your use of a third-party service is governed by that party’s own terms.

Disclaimer of warranties

The Site is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.

Limitation of liability

To the fullest extent permitted by law, Detalus Advisors, LLC and its owners, employees, and service providers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, profits, or goodwill, arising from your use of or inability to use the Site. Nothing in these Terms limits liability that cannot be limited under applicable law.

Indemnification

You agree to indemnify and hold harmless Detalus Advisors, LLC from any claims, damages, or expenses arising out of your misuse of the Site or your violation of these Terms.

Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Continued use of the Site after a change means you accept the updated Terms.

Governing law

These Terms are governed by the laws of the State of Missouri, without regard to its conflict-of-laws rules. Any dispute relating to the Site or these Terms will be brought in the state or federal courts located in Missouri.

Contact us

Questions about these Terms? Contact Detalus Advisors, LLC at info@detalus.com, or by mail at 383 Marshall Avenue, St. Louis, MO 63119.